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Paul is injured in a car collision when the defendant runs through a red light and hits Paul's car in an intersection. Paul goes to the emergency room and attends physical therapy for the next two months as he recovers. He submits all of his medical bills to his health insurance company. A few months later, defendant's automobile insurance company accepts liability and offers Paul a settlement. Paul agrees accept the settlement only to learn that over half of the settlement will not go to him, but will go directly to his health insurance company as reimbursement for payment of the medical bills.
Paul is left wondering why does his health insurance company get paid more than he does? Better yet, why does his health insurance company get paid anything? After all, doesn't Paul pay premiums so that his health insurance will cover the bills?
Mar
25, 2024
Even when maintained, set up, and operated safely, semi-trucks still pose risks to both their drivers and other drivers on Ohio’s roads. That’s because they outweigh the average passenger vehicle 20:1. Unfortunately, semi-trucks aren’t always hooked up properly or safely, and when they aren’t, devastating accidents can occur. One of the most dangerous events that […]
18, 2024
Patients are often required to sign release forms before undergoing many types of medical treatments, from major surgeries to minor outpatient procedures. These forms are intended to acknowledge the patient’s consent to the procedure and understanding of the risks involved. However, many patients wonder whether these release forms protect doctors, surgeons, and hospitals from malpractice […]
11, 2024
Proving medical malpractice is notoriously difficult. That’s because every patient is different, and bad outcomes can happen even when doctors, surgeons, and other healthcare providers are thorough, attentive, and follow all protocols and guidelines when treating patients. In addition to being difficult to prove, doctors, surgeons, and other providers rarely admit to malpractice when it […]
04, 2024
When people are hospitalized, they and their loved ones expect for them to get better. Unfortunately, that doesn’t always happen, and sometimes, their health declines because they contract diseases that are primarily found in hospitals. One of the most dreaded hospital-related illnesses is an intestinal illness caused by a bacteria called Clostridioides difficile, or C. […]
Feb
26, 2024
One of the most common traffic violations committed by any driver is driving with a burned-out headlight, taillight, brake light, or turn signal. While these traffic violations can be dangerous for drivers of pickup trucks, sedans, and SUVs, they can be extremely hazardous for drivers of semi-trucks—and the people driving near them. Burned out semi-truck […]
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