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from auto accidents to defective product injuries to workers’ compensation claims, we’re here to help.
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Our law firm has a trusted team of personal injury lawyers who have been helping injured people in Cleveland.
Auto accidents aren’t just painful—they’re often extremely expensive, too. People who suffer moderate injuries can easily rack up tens of thousands of dollars in damages, while victims with serious or life-threatening injuries may have hundreds of thousands of dollars in damages. Insurance is supposed to help those victims recover some or all of their damages, but it doesn’t always work that way.
All drivers in Ohio are required to carry valid auto insurance coverage to legally operate their vehicles, but many drivers opt for minimum coverage. That means the people they hurt may be limited in how much money they can recover, even if their personal injury claims are successful, whether it’s via negotiation or in court.
Valid auto insurance in Ohio consists of the following coverage:
While those figures may seem like a lot, they often aren’t nearly enough to cover all crash-related expenses. Thankfully, many people purchase additional coverage that goes well beyond the minimum limits, but even then, their coverage may be far from the amount that victims need for full financial recoveries.
After a crash, a victim may rack up a stack of bills that look like this:
As you can see, $25,000 for a single person or damaged vehicle may not go very far when all the costs are tallied up.
Seeing your crash-related expenses compared to the coverage that the person who hit you carries may be disheartening. But remember, auto insurance is just to protect people from liability. You’re free to file a compensation claim that goes well beyond the at-fault driver’s policy limits.
When expenses significantly outweigh coverage limits, victims have a few options:
At Nurenberg, Paris, Heller & McCarthy, we know that Ohio’s minimum auto insurance coverage is rarely enough to pay for all crash-related expenses. That’s why we do everything in our power to help victims get every penny they’re truly owed for everything from medical bills and lost wages to property damage and pain and suffering.
Contact us today for a free consultation. We’ll exhaust all possibilities to maximize your chances of getting the money you need.
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