Insurance Settlement Negotiation Process


After your accident, you may be contacted by an insurance adjuster with an initial settlement offer for your injuries. Don’t accept it. It’s critical that you don’t sign any papers or agree to any settlements until you’ve spoken to an Ohio personal injury lawyer first.

Insurance adjusters have one responsibility: to get you to settle for the smallest amount of money possible. One of their tactics is to call you right after the accident, before you’ve had a chance to evaluate its impact. The personal injury lawyers at Nurenberg, Paris, Heller & McCarthy are here to protect your best interests.

Receiving a Settlement Offer

After we investigate your accident and file a claim, you’ll receive a settlement offer from the defendant. We’ll discuss this offer with you and compare it to the costs of your medical bills, lost wages, and any other damages sustained in the accident. If the offer is too low, you can reject it and begin negotiating a better offer.

Many cases are settled during the negotiation process. But if the settlement offer you received isn’t large enough to cover your accident-related expenses, your attorney can file a lawsuit.

Before the Trial

If you decide to file a lawsuit, before your case goes to trial, your attorney may request the following:

  • Deposition
    The purpose of a deposition, or testimony outside of court, is for you and the defendant to explain how the accident occurred before the case goes to trial. Both of you will be questioned about the accident, under oath, and in the presence of a defense attorney or court reporter.

    • Depositions may also be taken of witnesses, other people who have knowledge of the facts of the accident, or of experts.
    • Your Ohio personal injury lawyer from Nurenberg Paris will be present during the deposition and will make sure you feel comfortable with the process.
  • Mediation
    Mediation is a process designed to bring both parties from the accident together to attempt to agree on a settlement offer. A mediation attorney who is selected by you and the defendant, or who is appointed by a judge, will preside over the mediation. Participating in mediation isn’t legally binding, and you still have the right to refuse any settlement offers.
  • Arbitration
    Arbitration is another way to settle a case outside of court. It involves a third party who reviews the case and reaches a conclusion or settlement offer that is legally binding. Arbitration is useful if you and the defendant are unable to agree on a settlement.

We Can Help

If your case goes to trial, the Ohio injury lawyers at Nurenberg Paris can help you. We are trial attorneys with 90 years of experience, and we will stand up for your rights. We have the resources to use state-of-the-art computer animation, accident reconstruction techniques, and video conferencing to present your case.

If you’ve been injured in an accident and need help getting compensation, call us at (888) 900-6075 or fill out a free initial consultation form. We’re here to help.