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Plaintiff was hit head on by tortfeasor who paid policy limits of $50,000. Plaintiff sustained closed head injury causing memory loss, confusion and depression. Defendant expert claimed injuries were due to Epstein Barr Syndrome, not head injury. Plaintiff sustained mild deceleration type closed head injury, low back and knee pain. Defendant claimed that plaintiff’s injures were minimal based on the deployment of the airbag and the fact that he had no visible signs of injury.