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In February 1994, Plaintiff’s surgeon evaluated a lump in her left breast. Mammogram was normal and needle biopsy showed “atypia.” Six month evaluation was normal according to Defendant, but the patient claimed the lump was still present and painful. In January 1995, Plaintiff was diagnosed with Stage IIIA metastatic breast cancer. Plaintiff claimed that the 11-month delay resulted in the cancer progressing from a curable stage to an incurable stage. The Defendant’s insurer became insolvent and the Ohio Insurance Guarantee Association has a $300,000 limit.