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If you can afford to own a motor vehicle, you can afford to buy uninsured/underinsured motorist coverage (“UM”). UM coverage is insurance you purchase to cover bodily injury losses to you and your family if the driver who causes your injuries does not have any insurance, or does not have sufficient insurance, to compensate your losses. If you or your family members are seriously injured by an uninsured or underinsured driver, and you don’t have “UM” coverage, or you have only minimum coverage, you will regret that you didn’t spend the extra money to protect your family.
Purchasing UM is particularly important for motorcycle riders. In Ohio alone in 2008, 215 people were killed in motorcycle accidents; and motorcycle accidents have injured more than 12,000 people in Ohio in the past three years.
Please purchase the maximum amount of UM coverage that you can afford. If you or your loved ones are injured in an accident caused by an uninsured or underinsured driver, the attorneys at Nurenberg Paris don’t want to have to tell you there’s no insurance to cover your injuries.
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