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Workers’ compensation can be a lifeline for people who get hurt on the job. Millions of Ohioans can’t miss a single paycheck without experiencing dire financial consequences, so suffering an injury that makes it difficult or impossible to work can be a disaster scenario for many families across the state.
Thankfully, almost all workers can apply for workers’ compensation benefits, even if they are partially or fully at fault for their injuries. However, there are a few exceptions to this, including self-employed workers.
Unfortunately, people who work for themselves or companies in non-employee roles aren’t covered by workers’ compensation. That’s because workers’ compensation in Ohio is paid for by insurance policies which are purchased by individual employers and businesses.
Those policies are comprehensive, but they only cover workers who are considered actual employees, whether they are full-time salary employees or even part-time seasonal employees.
People who aren’t covered under traditional workers’ compensation benefits aren’t completely out of luck if they suffer disabling injuries while working. Their options include:
Getting compensation after a work-related injury when you aren’t covered under an employer’s workers’ compensation policy can be frustrating. You may feel hopeless and like giving up. But many injured contractors have options for replacing their lost income.
At Nurenberg, Paris, Heller & McCarthy, our Ohio workers’ compensation lawyers know what you’re going through. We know that every worker has their own story and unique background, and you shouldn’t be left paying for your bills out of pocket, especially if your position is misclassified or someone else caused your injury.
Contact us today for a free consultation. We’ll use our vast experience, deep pool of resources, and years of success to uncover all of your options and ensure your rights are protected.
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