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In addition to calling the police to file a report and getting medical treatment, one of the most important things you can do immediately after an auto accident is getting the other driver’s contact information and auto insurance details. That’s because filing a compensation claim means you’ll most likely be compensated through their insurance policy and not directly from their bank account if they are found to be at fault.
Unfortunately, not all car accidents make it easy for victims to simply exit their vehicles, walk over to the other driver(s), and calmly exchange information. Many car accident victims suffer serious injuries that require immediate medical attention. Other times, victims may encounter uncooperative drivers who refuse to tell them the information they need, deflect blame, or even leave the scene.
Getting insurance information is essential, but it can sometimes be a challenge. This post can help you take the necessary steps to get the information you need, so you can pursue the compensation you’re owed.
First, it’s important to know exactly what information you need from the other driver. It’s not much, and they should have it on hand to make the process take no more than just a few minutes:
You should also take pictures of the crash scene, both (as well as any additional) vehicles, their insurance card, and their license plate before you leave the area, just in case any of that information was transcribed incorrectly. If the crash involved multiple vehicles, get contact information from all drivers.
Now that you know what information you need, the easiest way to get it is simply approaching the other driver(s) and asking for it. But there are many scenarios where that can be difficult or impossible, such as:
All auto insurance providers require their policyholders to report crashes to them shortly after they occur—often with 24 to 48 hours. That requirement is in effect even if the policyholder wasn’t at fault.
Don’t waste any time when it comes to contacting your insurer, even if the other driver caused the crash and is insured. There’s still a chance you may need to pursue compensation from your own insurance policy, and if you wait too long to report the accident, it could jeopardize your chances of getting paid.
At Nurenberg, Paris, Heller & McCarthy, we know how important it is to get contact and insurance information from at-fault drivers. Without it, it can be difficult to move forward with a compensation claim. But even if you hit a snag and are unable to get that information—or the information you receive is inaccurate or incomplete—doesn’t mean you’re out of luck.
Our Ohio auto accident lawyers have years of experience helping people get the money they’re owed, regardless of whether their claims go off without a hitch or are filled with pitfalls and obstacles. Contact us today—you deserve the peace of mind we can offer.
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